“Risk Managing All-Terrain Vehicles”
A property owner who owns a 70-acre farm was asked to allow friends with ATV’s to access the property for …
Read More“Your Home May Be Underinsured!”
Abstract: According to the experts, a majority of homes are undervalued by at least 25% on average. Magazines and newspapers …
Read More“Downloading ‘Free’ Music Can Be Expensive!”
Abstract: The chances are good that someone in your household is downloading music or other types of files from iTunes …
Read More“Power Surge: Don’t Get Shocked by Your Insurance Coverage”
Abstract: The average household contains thousands of dollars of electrical goodies like appliances and electronics, including televisions and computers. Limitations …
Read More“Significant Others, Significant Issues”
Abstract: In 1950, over 80% of households were occupied by married couples. Today that number is less than 50%. Today, …
Read More“Tree Roots and Sewer Lines – Insured?”
Abstract: You discover that the toilets, sinks and tubs won’t drain. The plumber uncovers a blockage in the main sewer …
Read More“The Personal Auto Policy & Diminished Value Claims”
When a car is damaged in an accident, then repaired, the resale value may be less than that for a …
Read More“The Personal Auto Policy & Pizza Delivery”
According to the 1998 ISO Personal Auto Policy, there is no coverage for an insured’s ownership or operation of a …
Read More“Teenage Drivers”
Inexperience and immaturity make it much more likely that a teenage driver will have an accident than an adult driver. …
Read More“Insuring Your Kids’ Kars”
When a child still living at home buys a car, should it be insured under the parents’ policy or under …
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