“The Personal Auto Policy & Diminished Value Claims”
When a car is damaged in an accident, then repaired, the resale value may be less than that for a …
Read More“The Personal Auto Policy & Pizza Delivery”
According to the 1998 ISO Personal Auto Policy, there is no coverage for an insured’s ownership or operation of a …
Read More“Teenage Drivers”
Inexperience and immaturity make it much more likely that a teenage driver will have an accident than an adult driver. …
Read More“Insuring Your Kids’ Kars”
When a child still living at home buys a car, should it be insured under the parents’ policy or under …
Read More“Renting Motor Homes, UHaul Trucks & Trailers”
Question: I’m going to rent a motor home for an upcoming vacation. In trying to find out if my personal …
Read More“How Divorce Affects Your Insurance”
An insured we will call Bill and Nancy own 27 cars, a “few” homes, 15 boats, and a lot of …
Read More“The Personal Auto Policy & Company Cars”
Question: “I am supplied a car by my employer and am permitted to use it for both work and pleasure. …
Read More“The Personal Auto Policy & College Students”
This article references the “ISO standard” Personal Auto Policy and their Extended Non-Owned Coverage for Named Individual endorsement. Be aware …
Read More“Top 10 Reasons to Purchase the Rental Car Damage Waiver”
by Bill Wilson, CPCU, ARM, AIM, AAM Director, Big “I” Virtual University Abstract: Although damage waiver fees are generally considered …
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